If you're asking this question to yourself or to any person, then it would be the most despicable thought as well as one that will cost you some mega bucks if you do go on to turn a blind eye towards it. Still unsure? Consider this - There are innumerable flights from the UK, making to and fro and it takes just one moment of nature to strike a disaster or a financial trouble of your airline operator to doom your air travel. Unless you're some fortune-teller, it's not possible to predict an unforeseen event while on a journey and any unexpected event can turn a dream vacation into a scary nightmare.

This is the reason why air travel insurance has become a necessity rather than just a 'wise choice' these days. In case of some emergency and the rampant days of airline monopoly with the presence of non refundable air tickets, having air travel insurance will at least compensate the monetary losses. Many-a-times it's seen that travel agents try to convince people over some type of air travel insurance which is beneficial to them and not to the customer. Therefore, it must be noted that every air travel policy is not identical. Some policies cover just the trip cancellation or interruption costs whereas some cover baggage loss or flight delay; some policies cover international medical assistance on the other hand some cover emergency evacuation or passport protection.

Since the 9/11 attacks, many policies have 'Acts of Terrorism' clause in them which will reimburse you in case there's a delay or if you incur some loss due to acts of terrorism. Terrorist attacks or hijack hoax are always at their peak level, so it won't be a shocker if you opt for this policy. There are several cases where an illness or an injury can occur while on tour which makes travel insurance policy with medical coverage quite indispensable and favorable. Or even an event of war or civil unrest can arise in foreign land anytime which makes trip cancellation or interruption coverage even more mandatory.

Air Travel is an expensive trip which is planned well in advance and incorporates quite heavy money, so there's always an outside chance of some unforeseen event happening. Air travel insurance will make the entire hassle stress free if you do have one, which is extremely necessary these days.